Monday, November 24, 2025
Little Green Oranges
The Hellebores are coming out again. Mrs. Kravitz's Polish gardener used to call them "Christmas roses" -- before he vanished, as all Mrs. K's gardeners eventually do. I think she fires them all. Anyway, I still think of Hellebores by that name. The white ones are blooming now -- the red ones haven't appeared yet and always come a bit later.
Speaking of Mrs. K, I haven't seen her in ages, or even heard her being belligerent with her gardeners. Of course it's not exactly a gardening time of year, so she may just be indoors, but normally I see some sign of her. I think she must be away again. And our neighbors upstairs are so well-behaved we barely know they're there. It's quite a change from how things used to be around here!
No Olga, no noisy neighbors -- what's my blog coming to?!
We had a bit of a scare yesterday. I was going through the bank statement when I found a charge for $31.72 -- yes, in U.S. dollars -- that I did not recognize. The debit was named UNHYYTERJP2, which was not helpful, and the charge came from Hong Kong. Of course this sent up alarm bells right away. I hadn't ordered anything online, and I asked Dave if he'd ordered anything and he said no.
It seemed a very weird and specific amount to be fraudulent, but I racked my brains and could come up with no legitimate reason this would be on our bank statement. So I tried to call the bank. This led to a vortex of automated phone hell that eventually told me their fraud office was closed (!) and I'd have to call back on Monday. I couldn't report it online unless I had their app, which I do not because I don't do any banking on my phone, ironically for security reasons.
When I Googled that payment name, I found a discussion thread of people questioning transactions with similar names, and they all had to do with Apple Pay. I don't use Apple Pay, but Dave does. So I suggested he go back through his payment history to see if anything would explain that charge. He wasn't sure how to do it, but he figured it out -- and BINGO! It turns out he ordered a board game online for his Dad and then forgot about it.
I was so relieved I forgot to be mad at him. I had visions of reporting fraud and having our cards canceled just as we are about to go to Tenerife later this week. What a headache that would have been.
I moved our little Mandarin orange tree outside again, now that the weather has warmed up. It has numerous little oranges on it (above) and seems to be having a very productive year. That spidery thing to the right of the fruit is a fallen leaf from the Russians' miniature Japanese maple on their terrace upstairs. (Yes, they moved, but they left all their plants behind with an automated watering system.)
Otherwise yesterday was quiet. I read more, took care of all the houseplants, and did some minor housework. Aside from the banking scare, a nondescript Sunday.
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Codex: Excellent sleuthing, Detective Reed. Well you're right apps aren't great. There used to be 1800s for that 24/7 no more?
ReplyDeleteThe kids reading under the couch is too funny.
I was astonished that I couldn't report possible card fraud 24/7 by telephone. That seems insane.
DeleteYou must have been so relieved to find out that the mysterious entry on your bank statement was legitimate!
ReplyDeleteIn German, hellebores are called Christrosen, literally "Christ's Roses", fitting in with the usual time of their blossoms coming out around Christmas.
Oh, interesting. So this is a common name across Europe, I guess!
DeleteAfter the icy blast and frosty mornings of last week, I think a Sunday at home in the warm sounds perfect, it's what I did.
ReplyDeleteIt WAS perfect!
Delete"a vortex of automated phone hell..." Christ Almighty! We have all been there. Glad you unravelled the payment query. Nice of Dave to help you sort it out. Tenerife eh? I forecast that you will taking a lot of great pictures there.
ReplyDeleteIt is so frustrating to call these big companies and be unable to reach a human being. But granted, I was calling on a Sunday.
DeleteWhy they can't make what turns up on a bank statement simple?!
ReplyDeleteAnother one confusing is when a shop is in a group...but payments only get labelled as from their hq...and you think..I've never been there,..!
Yeah, I've had that happen too!
DeleteApart from the banking issue, it sounds like a good weekend. Lovely to see the Christmas roses and the mandarins! I love seeing things bloom when nothing else seems to be!
ReplyDeleteIt seems there's always something blooming, even in the dead of winter.
DeleteIt would be very helpful if companies made their names very clear for online banking transactions. Many the time I've scratched my head, but later worked it out. I do rather miss the Mrs Kravitz tales.
ReplyDeleteI agree. What's the point of listing a transaction with a meaningless string of letters? Why doesn't it say "Hong Kong Games Co." or something like that?
DeleteWhat a relief that you solved the mystery on your bank statement. That has happened to me before too, only to discover that the payment was legit.
ReplyDeleteInternet purchases are especially tricky, because they can come from anywhere and we often forget about them.
DeleteOh Dave!!
ReplyDeleteI don't do any banking by phone for that same reason, so I'd be freaking out to see some weird charge, too.
I would be terrified if I lost my phone and knew it contained access to my bank accounts!
DeleteTracking payments can be very irritating and time-consuming.
ReplyDeleteI'll say! It's a good thing Dave made the purchase by Apple Pay and then could look back at what he'd bought.
DeleteGlad you solved the payment mystery. My friend recently fell for a scam and she had an awful time getting her credit cards straightened out again - very stressful!
ReplyDeleteHow nice that you have another getaway planned!
Ugh -- sorry for your friend. That's the worst.
DeleteI have gone through similar credit card exercises more often than I care to. I wish the descriptions were a little "more descriptive".
ReplyDeleteAnother similar thing caught me a few months back. I charged something on my credit card but when I looked at the receipt, the last four digits of my card number were different. I couldn't figure that one out for awhile until I noticed other receipts, all with different last four numbers. Turns out, that when I use my phone wallet app to pay, something I am doing more often these days, it generates random single use numbers for each transaction but somehow they get funneled to the correct account. I really like that feature since it prevents people from getting my actual card number should the store's system get hacked.
I've never heard that, about the numbers on the receipt. So apparently even listing the last four card numbers correctly is too revealing?
DeleteI think the security is that it is a one time number that gets given to the retailer. If they store it in their system and it gets hacked later, your actual credit card number isn't at risk unlike it might be if you use your actual credit card to make a purchase. I just never paid attention until I discovered the four digits on the receipt didn't match my credit card's last four digits.
DeleteYou know, there's just too many ways to pay for things and move money around. I use paypal for one thing, to pay for our coffee every month which is shipped to us, and we have one credit card for general use, one for Costco, Marc pays our bills online or check and after that it's cash. So easy to lose track.
ReplyDeleteJust when things got quiet you were considering moving!
Money is definitely more complicated these days!
DeleteBanking scares will sap your energy. I've had a couple and they both ended up turning out okay. I did have to cancel my debit card once and get it replaced but the bank updated my Apple pay so I could use the new card immediately. Coming from a banking career background, the things they can do now simply amaze me.
ReplyDeleteIt IS remarkable when you think about what banking used to be like, but frankly, I preferred the older and slower way!
DeleteGlen goes over our statements with a fine tooth comb. "Did you make a charge to Burger Barn for $12.97?" What? God no. I don't think so.
ReplyDeleteEtc. We have had our cards canceled and replaced more than once for charges we did not recognize but were actually valid. What a pain in the butt.
Yes. Your neighborhood has indeed changed.
Ha! I also go over everything pretty thoroughly. And we still had that occasion a couple of years ago when Domino's pizza drew a couple of hundred pounds from our account over two or three months before we finally caught it. We canceled our cards then. Ugh.
DeleteI'm glad you have quiet upstair neighbors now, must be a huge relief.
ReplyDeleteI'm spending the day on the phone with the government, trying to ensure that Katie gets her Canada Disability Benefits. Yay.
It is SO much more pleasant at home now! Hope the benefits call wasn't too much of a nightmare, but knowing the government, it probably was.
DeleteYou had a nervous few hours with the item on your bank statement
ReplyDeleteYeah, and I hated being unable to do anything about it for a day, but it turned out for the best since in the interim we realized where the charge came from.
DeleteOranges should be a little bit bigger in Teneriffa, hopefully!
ReplyDeleteHa! Yeah, I would think so! :)
DeleteThat tiny orange is so cute!! I did think that spidery thing was a spider.
ReplyDeleteYeah, I thought people might wonder what that was!
DeleteI love hellebores and having a flower right now is wonderful. My hellebores are growing shiny leaves but no flowers.
ReplyDeleteI'm glad you solved the questionable charge. They are concerning. Like you, I closely review my statements.
Today, criminals have a device they attach to a store credit card/bank card reader which allows them to steal card numbers and make charges. This happened to me, and my bank was able to stop the charge, identify the store where it happened and issue me a new card.
I bet banks are very good at tracking those types of scams these days.
DeleteThose phony charges do pop up from time to time. Glad yours wasn't.
ReplyDeleteWe need to do a better job remembering where we spend money!
DeleteChristmas roses …yikes it’s almost here
ReplyDeleteIt's coming right up!
DeleteMy late mom got very upset about a charge on her credit card with PayPal--which she didn't use, but evidently one of her credit cards did. We investigated before we called and complained though, luckily!
ReplyDeleteIt's very hard to tell sometimes what a charge is for and how it may be connected to a legitimate transaction. It really shouldn't be that difficult.
DeleteBought back memories of my dear mum she always called them Christmas roses :)
ReplyDeleteAll the best Jan
I had never heard that term before the Polish gardener!
DeleteThose charges with random names having no relation to what the purchase was really drive me crazy. The hellebores are always so beautiful to see. I’ve been wondering about Mrs. Kravitz. Life is dull without stories of her ridiculous behavior.
ReplyDeleteI know -- she drives me nuts but I kind of miss her when she's not around!
DeleteMaybe when you retire you can start doing some recon work. You owe it to us.
ReplyDeleteHa! Steve Reed, neighborhood investigator!
DeleteOk so I'm a total nerd. Every charge gets entered immediately into a spreadsheet on my laptop, date, place, and a note specifying exactly what for. I check accounts about every other day, postings and balances noted. I'm this way about a lot of things in my life.
ReplyDeleteWow! That's dedication. I'm not that meticulous, but I am pretty careful to check the statement regularly.
DeleteI also call them Christmas rose because in my home country of The Netherlands they're called 'kerstroos' which translates to Christmas-rose.
ReplyDeleteSounds very similar to the "Christrosen" name that Meike mentioned from Germany.
DeleteMrs. Kravitz firing her gardeners makes me think of Emily Gilmore firing her maids (Gilmore Girls). I think Emily had a different maid in every episode. Hope you enjoy Tenerife.
ReplyDeleteLove,
Janie
I've never seen "Gilmore Girls," but that is pretty much how it works over at Mrs. K's! And after she's fired them, she complains about them.
DeleteSimilar discrepancies between my account and the budget book I keep at home are why I will be doing a LOT less online shopping next year. I subtract the cost everytime I buy something, but the money doesn't always leave my account right away. It's very annoying. Tenerife? Sounds like fun.
ReplyDeleteOnline shopping is a minefield for confusing transactions!
DeleteThis post just showed up this morning! I've been wondering about your blog. With no dog, no job, no bad neighbors, you'll be looking for material to write about.
ReplyDeleteI think I'm doing pretty well but I'm not sure how long I can keep it up! LOL
Delete